FXSpreadMeter broker review
CFI
CFI Review
Accounts, Fees, Platforms & Regulation
- Ranking
- #13
- Minimum deposit
- No set minimum
- Regulation
- FCA, FSCA, CBB
- Platforms
- MT5, TradingView, CFI Trader Evolution
Last verified 29 September 2026. CFI links are commercial — see our affiliate disclosure.
Section 01
CFI overview
CFI (Credit Financier Invest) is a multi-asset broker with over 25 years of history, founded in 1998. CFI operates through several regionally regulated entities, offering forex, CFDs, and — unlike many CFD-only brokers — real stock and ETF investing with actual ownership, depending on the entity and platform used.
CFI operates through several separately regulated entities. Leverage, products, swap-free eligibility and regulatory protection depend on the CFI entity you are onboarded with — confirm that entity's conditions before opening an account.
Section 02
CFI at a glance
Broker
CFI (CFI Financial Group)
Full name
Credit Financier Invest
Founded
1998
Minimum deposit
None
Demo account
Yes
Islamic account
Entity-dependent
Customer support
24/7
Instruments
15,000+
Trading platforms
MT5, TradingView, CFI Trader Evolution, CFI App
Forex pairs
Majors, minors and exotics — no fixed count published
Trading type
CFDs, plus real stock/ETF investing on applicable entities/platforms
Algorithmic trading
Yes
Leverage
Varies by entity; 1:500 for eligible professional clients only
Section 03
CFI key data
| Zero Commission Account | EUR/USD 0.6–1.5 pips, no separate commissionTrading cost is built into the spread. Minimum volume 0.01 lots. No minimum deposit. Expert Advisors permitted. Platforms: MT5, Trader Evolution, TradingView. |
|---|---|
| Dynamic Trader Account | EUR/USD from 0.0 pips plus a separate commissionCFI describes the commission as low/volume-based; no single fixed per-lot rate is published. Minimum volume 0.01 lots. No minimum deposit. Expert Advisors permitted. Same platform access as Zero Commission. |
| Minimum deposit | NoneFunding requirements and account conditions can still vary by entity. |
| Demo account | AvailableDuration and specific conditions can vary by entity. |
| Islamic account | Entity-dependentSwap-free availability is not universal — for example, not offered on the Zero Commission or Dynamic Trader accounts shown on one current entity page. |
| Leverage | Varies by entity1:500 applies to eligible professional clients only — not standard retail terms. |
Last verified: 29 September 2026.
Section 04
FXSpreadMeter assessment
CFI is a long-established multi-asset broker with a wide instrument range and — unlike many CFD-only competitors — the option of real stock and ETF ownership alongside CFD trading.
Its biggest practical consideration is that CFI operates as a group of separately regulated entities rather than one uniform offering: leverage, product access, swap-free eligibility, and regulatory protection all depend on which CFI entity a trader is onboarded with. Traders should confirm the specific entity and its conditions before opening an account, rather than assuming group-wide terms.
Section 05
CFI fees & trading costs
EUR/USD spreads start from 0.0 pips on the Dynamic Trader account, while the Zero Commission account currently lists EUR/USD spreads between 0.6 and 1.5 pips. Actual spreads vary by account type and market conditions.
Dynamic Trader's commission is described by CFI as low and volume-based; no fixed per-lot figure is published.
No internal deposit or withdrawal fees are charged by CFI according to its published information, though third-party payment providers may apply their own charges.
An inactivity fee may apply to dormant accounts; the exact amount and trigger period vary across sources and are not stated here until confirmed directly with CFI for the relevant entity.
Pricing by account type
Spread and commission are shown per account type — a raw or ECN figure is not comparable with a spread-only account.
Broker account name: Zero Commission
- Spread
- From 0.6
- Commission
- $0
Cost built into the spread
Broker account name: Dynamic Trader
- Spread
- From 0.0
- Commission
- Volume-based (not published)
Low, volume-based commission; no fixed per-lot rate published
| Pricing | Spread | Commission |
|---|---|---|
| StandardBroker account name: Zero CommissionCost built into the spread | From 0.6 | $0 |
| ECNBroker account name: Dynamic TraderLow, volume-based commission; no fixed per-lot rate published | From 0.0 | Volume-based (not published) |
Zero Commission account
What you pay
EUR/USD 0.6–1.5 pips, no commission
FXSpreadMeter view
Dynamic Trader account
What you pay
EUR/USD from 0.0 pips plus volume-based commission
No fixed per-lot rate published.
FXSpreadMeter view
Inactivity fee
What you pay
May apply — amount and trigger not confirmed
FXSpreadMeter view
Deposit and withdrawal fees
What you pay
None charged by CFI
Third-party payment providers may charge.
FXSpreadMeter view
- Conditions shown are for the account/entity this data was sourced from; verify per entity.
Section 06
CFI Spread Meter
Spread Meter™
CFI Spread Meter
Reference figures, not live quotes. Spreads vary by account, entity and market conditions.
Peer reference — EUR/USD average
0.68 pips
CFI EUR/USD reference
0.60 pips
Source: Supplied CFI data. Last verified 29 September 2026. These are published reference spreads taken from the broker's own materials, not live quotes. Spreads are variable, widen around news and illiquid hours, and differ by account type and entity.
Section 07
Is CFI regulated?
CFI operates through multiple regionally regulated entities. The regulator that actually protects a given client depends on which CFI entity they are onboarded with — not a single group-wide licence.
Account, leverage and product conditions vary by entity.
CFI
Region
United Kingdom
Regulator
FCA
Key protection
Conditions vary by entity
CFI
Region
South Africa
Regulator
FSCA
Key protection
Conditions vary by entity
CFI
Region
Bahrain
Regulator
Central Bank of Bahrain
Key protection
Conditions vary by entity
CFI
Region
Jordan
Regulator
Jordan Securities Commission
Key protection
Conditions vary by entity
CFI
Region
Lebanon
Regulator
Banque du Liban / applicable local framework
Key protection
Conditions vary by entity
CFI
Region
Mauritius
Regulator
Financial Services Commission
Key protection
Conditions vary by entity
CFI
Region
Vanuatu
Regulator
Vanuatu Financial Services Commission
Key protection
Conditions vary by entity
CFI
Region
Seychelles
Regulator
Financial Services Authority
Key protection
Conditions vary by entity
CFI
Region
UAE
Regulator
Applicable UAE regulatory authority
Key protection
Conditions vary by entity
See the entity note in the overview above.
Section 08
Opening a CFI account
CFI does not require a minimum deposit to open a real trading account. Funding requirements and account conditions can still vary by entity.
- 1
Choose an account
Zero Commission (cost in the spread) or Dynamic Trader (tighter spreads plus a volume-based commission).
- 2
Confirm your entity
Check which CFI entity you are onboarded with and its conditions.
- 3
Fund the account
Visa, Mastercard, bank wire, Skrill and other methods depending on entity.
Section 09
Deposits & withdrawals
Funding methods include Visa, Mastercard, bank wire, Skrill, and other methods depending on entity. Card/instant-payment deposits are typically processed instantly; bank transfers take a few business days.
Withdrawal requests outside normal business hours are processed the next working day. No internal deposit/withdrawal fees from CFI according to published information; third-party charges may still apply.
Minimum deposit
None
Methods
Visa, Mastercard, bank wire, Skrill, others by entity
Deposit / withdrawal fees
None from CFI
Third-party charges may apply.
Section 10
CFI platforms
Exact platform availability can vary by jurisdiction/entity.
MetaTrader 5
Advanced charting and trading.
Check before funding: Availability can vary by entity.
TradingView
Charting and market analysis, integrated with CFI's offering.
Check before funding: Availability can vary by entity.
CFI Trader Evolution
CFI's own multi-asset platform, supporting both CFDs and stock investing, with 50+ built-in indicators, multiple timeframes and advanced risk-management tools.
Check before funding: Availability can vary by entity.
CFI App
CFI's mobile app.
Check before funding: Available on certain CFI entities.
Mobile app
The CFI App is available on certain CFI entities.
Web trading platform
Expert Advisors and algorithmic trading are permitted, subject to the applicable legal and regulatory conditions of the client's entity.
Section 11
What can you trade with CFI?
CFI offers 15,000+ tradable products across forex, metals, indices, stocks, energies, and cryptocurrency CFDs. Forex coverage includes major, minor, and exotic pairs — no fixed pair count is published.
CFI is not a CFD-only broker. Depending on the entity and platform, CFI offers both CFD trading and real stock/ETF investing with actual ownership of the underlying asset — for example, US-listed stock investing starting from as little as $10, and ETF investments with full ownership.
Forex
AvailableMajor, minor and exotic pairs — no fixed count published.
Stock CFDs
AvailableStock CFDs.
Real stock investing
Jurisdiction dependentActual ownership, e.g. US-listed stocks from $10, on applicable entities/platforms.
ETF investing
Jurisdiction dependentETF investments with full ownership on applicable entities/platforms.
Index CFDs
AvailableIndex CFDs.
Commodity / energy CFDs
AvailableMetals and energies.
Crypto CFDs
AvailableCryptocurrency CFDs.
Section 13
Trading tools & research
CFI provides market analysis, Market Lens, Trading Central, and TipRanks as research/trading tools, alongside its developing AI trading assistant, Kaiana.
Research tools
Market analysis, Market Lens, Trading Central and TipRanks, plus the developing AI assistant Kaiana.
Algorithmic trading
Expert Advisors permitted, subject to the client's entity conditions.
Research & education
CFI Academy: technical analysis, fundamental analysis, risk management, trading psychology and platform training (including MT5 and TradingView), plus webinars, seminars, articles and market reports.
Customer support
24/7 via phone, email, live chat, FAQs, callback requests and dedicated account managers (availability may vary by entity).
Section 14
CFI pros and cons
CFI pros
- No minimum deposit
- 15,000+ instruments
- Real stock and ETF investing with ownership, not just CFDs
- MT5, TradingView, CFI Trader Evolution, CFI App
- No internal deposit or withdrawal fees
- Extensive education through CFI Academy
- 24/7 customer support
- Algorithmic trading / Expert Advisor support
- Long operating history (founded 1998)
CFI cons
- Regulatory protection and conditions vary significantly by entity
- Dynamic Trader commission not published as a fixed rate
- Inactivity fee details unclear/conflicting across sources
- 1:500 leverage only for eligible professional clients
- Swap-free/Islamic availability is entity-dependent
- Copy trading not confirmed
Section 15
Who is CFI for?
May be suitable for
- Traders who want access to both CFDs and real stock/ETF ownership in one broker
- Traders who want a no-minimum-deposit entry point
- MT5 and TradingView users
- Algorithmic traders
- Traders who value a large instrument selection
May not be suitable for
- Traders who want one uniform set of group-wide conditions — terms depend on the CFI entity
- Retail traders expecting 1:500 leverage — that applies to eligible professional clients only
These are general observations about the broker's characteristics, not personal recommendations. FXSpreadMeter does not assess individual circumstances.
Section 16
What traders say about CFI
Trustpilot Customer Feedback
No verified Trustpilot figures are on file for CFI yet. We publish the TrustScore and review distribution only once they have been pulled from Trustpilot, so nothing here is estimated.
Trustpilot ratings reflect customer feedback and are separate from the FXSpreadMeter broker rating. A high Trustpilot score does not mean a broker is safer, better regulated or more suitable for your trading.
FXSpreadMeter reader reviews are coming soon.
We are building our own reader review database. Once live, this panel will show positive themes, common complaints, the review date and the number of reviews analysed for CFI. We do not republish individual reviews or comments from other platforms.
Section 17
Trading risks
Entity-dependent conditions
Regulatory protection and account conditions vary significantly by entity.
Commission not fixed
Dynamic Trader commission is not published as a fixed rate.
Inactivity fee unclear
Inactivity fee details are unclear/conflicting across sources.
Swap-free not universal
Swap-free/Islamic account availability is entity-dependent.
Section 18
CFI FAQ
Section 19
Compare CFI with other brokers
Ready to explore CFI?
Check the current terms for your country and entity on the broker's own site, then weigh them against the rest of our ranking before you commit any capital.
Finished the CFI review?
Open CFI in a new tab to check live terms for your country, or keep comparing before you commit capital.
Data sources: Broker information supplied to FXSpreadMeter (September 2026). Last verified 29 September 2026. Canonical URL: /reviews/cfi-review/
