CFI vs XM Group: which is better?

CFI and XM Group are compared here on the trading conditions that decide cost: verified spreads by account type, commission, minimum deposit, leverage, regulation, platforms and market coverage. Both appear in our Best for MT5 rankings, which is why traders shortlist them together. Every figure below is read straight from each broker’s own record — spreads come from the Spread Meter dataset with a source and a verification date, not from marketing pages.

Key differences between CFI and XM Group

• Lowest verified spread

  CFI Standard From 0.6 ($0); ECN From 0.0 (Volume-based (not published))

  XM Group Standard From 1.6 pips ($0); ECN From 0.8 pips ($0)

  CFI has the lower verified entry spread of the two.

• Minimum deposit

  CFI $0

  XM Group $5

  CFI is cheaper to open, from $0.

• Regulation

  CFI FCA, FSCA, CBB, JSC, BDL, FSC Mauritius, VFSC, FSA Seychelles, UAE regulator

  XM Group ASIC, DFSA, CMA

  CFI holds more licences on record (9 vs 3).

• Maximum leverage

  CFI Varies by entity; 1:500 for eligible professional clients only

  XM Group 1:30 for ASIC retail clients; higher under other group entities

  CFI allows higher maximum leverage (1:500 against 1:30), which also means more risk.

• Platforms

  CFI MT5, TradingView, CFI Trader Evolution, CFI App

  XM Group MT4, MT5, XM app, WebTrader

  Only CFI offers TradingView, CFI Trader Evolution, CFI App; Only XM Group offers MT4, XM app, WebTrader.

Side by side

Pricing is the lowest verified figure per account type from the Spread Meter dataset; every other field is read from the broker’s own record.

Broker trading conditions compared

Criteria	CFCFI	XM Group
Overall rating		4.3
Overall score	—	8.7/10
Regulation	FCA, FSCA, CBB, JSC, BDL, FSC Mauritius, VFSC, FSA Seychelles, UAE regulator	ASIC, DFSA, CMA
Pricing by account type	Standard(Zero Commission)·From 0.6Commission $0 ECN(Dynamic Trader)·From 0.0Commission Volume-based (not published)	Standard·From 1.6 pipsCommission $0 ECN(Ultra Low)·From 0.8 pipsCommission $0
Minimum deposit	$0	$5
Leverage	Varies by entity; 1:500 for eligible professional clients only	1:30 for ASIC retail clients; higher under other group entities
Platforms	MT5, TradingView, CFI Trader Evolution, CFI App	MT4, MT5, XM app, WebTrader
Account types	Zero Commission, Dynamic Trader	Standard, Ultra Low, Shares, Swap-free (region dependent)
Markets	Forex, Metals, Indices, Stock CFDs, Real stocks, ETFs, Energies, Crypto CFDs	Forex, Indices, Commodities, Shares, Metals, Energies
Payment methods		Bank transfer, Visa / Mastercard, Skrill, Neteller, Local transfer
Best for	Traders wanting CFDs plus real stock/ETF ownership	New traders
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CF

CFI

XM Group

Overall rating

CFI

XM Group4.3

Overall score

CFI—

XM Group8.7/10

Regulation

CFIFCA, FSCA, CBB, JSC, BDL, FSC Mauritius, VFSC, FSA Seychelles, UAE regulator

XM GroupASIC, DFSA, CMA

Pricing by account type

CFI

• Standard(Zero Commission)·From 0.6Commission $0
• ECN(Dynamic Trader)·From 0.0Commission Volume-based (not published)

XM Group

• Standard·From 1.6 pipsCommission $0
• ECN(Ultra Low)·From 0.8 pipsCommission $0

Minimum deposit

CFI$0

XM Group$5

Leverage

CFIVaries by entity; 1:500 for eligible professional clients only

XM Group1:30 for ASIC retail clients; higher under other group entities

Platforms

CFIMT5, TradingView, CFI Trader Evolution, CFI App

XM GroupMT4, MT5, XM app, WebTrader

Account types

CFIZero Commission, Dynamic Trader

XM GroupStandard, Ultra Low, Shares, Swap-free (region dependent)

Markets

CFIForex, Metals, Indices, Stock CFDs, Real stocks, ETFs, Energies, Crypto CFDs

XM GroupForex, Indices, Commodities, Shares, Metals, Energies

Payment methods

CFI

XM GroupBank transfer, Visa / Mastercard, Skrill, Neteller, Local transfer

Best for

CFITraders wanting CFDs plus real stock/ETF ownership

XM GroupNew traders

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CFIReview

XM Group4.3Review

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